Actuarial Expertise for Sustainable Growth and Risk-Optimised Performance

At AInsurCo, we understand that your insurance business may encounter unexpected challenges or require additional support at any time. Our On-Demand Support solutions are designed to provide you with flexible, scalable assistance whenever you need it, ensuring that your operations run smoothly and efficiently.

What we offer

  • Pricing & Optimisation 

    Advanced pricing models and strategies tailored for personal and commercial lines, incorporating market trends, loss data, and underwriting insights to drive profitable growth.

  • Exposure Management & Catastrophe Modelling

    Quantifying and managing exposure across portfolios, with expertise in transitioning to leading vendor models (e.g., RMS, AIR) and building internal frameworks for NatCat resilience.

  • Portfolio Optimisation

    Helping insurers fine-tune underwriting strategies, improve risk-adjusted returns, and make smarter capital allocation decisions through data-driven portfolio.

  • Reserving

    Delivering robust, compliant reserving practices under IFRS 17, Solvency II, and local regulatory frameworks—ensuring consistency, transparency, and control.

  • Capital Modelling

    Development and enhancement of internal capital models, including full support for IMAP submissions, scenario analysis, and stress testing.


Outcomes delivered

✅ Improved underwriting profitability through refined risk selection, accurate pricing, and performance monitoring.

✅ Stronger regulatory compliance – with audit-ready documentation and alignment to regulatory expectations.

✅ Enhanced catastrophe resilience – by strengthening exposure management and supporting strategic reinsurance.

✅ Capital efficiency – through optimised models that inform decision-making and reduce unnecessary capital buffers.

Why us?

With a hands-on approach, cross-market experience, and fluency in modern tools and platforms, we bring both strategic thinking and executional rigour. From helping build capital models from the ground up to validating pricing engines or optimising a catastrophe risk framework—we bring insight, independence, and impact.

Our Work

Client Engagements

Take a glimpse into our recent client engagements, where we've made a tangible impact:

Part of a large pricing and portfolio modeling change program with a team of over 20 people assisting the project.

Insurance Company

Created multiple Power BI dashboards to represent claim movements and reserve estimates.

MGA

Assisted in RMS version upgrade project to perform validation on results between two RMS model versions (v21 and v17).

Reinsurance Business

Contributed to year-end audits and delivered projects on tight deadlines for a global consulting company.

COMPANY X

Supported end-to-end PAS implementation, focusing on actuarial calculations and comprehensive testing.

Software Company

Developed a financial model to demonstrate the benefits of a loan calculation.

Start up

Built a companion model in Python and rigorously tested it against existing software.

Life Insurance Company

Created a financial model for a life settlement company, enabling them to raise funding exceedin

Life Settlement Company

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Blogs

Business Transformation in Catastrophe Modelling

How AInsurCo helped a global insurer modernise catastrophe modelling systems and extract long-term value—despite project discontinuation.

How Technology is Impacting Life Insurance in the UK

How AI, cloud, and embedded insurance are revolutionizing UK life insurance in 2025.