Smarter process. Better outcomes.

We help insurers modernise underwriting and claims by combining analytics, automation, and strong governance frameworks. Our goal: streamline operations, strengthen decision-making, and drive profitable growth.

What we offer

  • Underwriting Process Optimisation

    Streamlining workflows and embedding governance to improve speed, accuracy, and compliance.

  • Data & AI-driven Risk Assessment

    Enhancing underwriting decisions and claims triage through analytics and automation.

  • Technology Enablement

    Supporting implementation of underwriting platforms and digital claims systems, including PAS integration.

  • Risk Segmentation and Portfolio Insights 

    Improving pricing and underwriting profitability through refined risk selection.

  • Continuous Improvement & Innovation

    Automating workflows, enabling self-service, and improving cycle times.

  • Performance Monitoring and Control Framework

    Real-time tracking and robust governance for continuous improvement and regulatory readiness

Outcomes Delivered


🚀 Increased underwriting and claims efficiency through automation and streamlined operations.

📊 Enhanced risk selection and loss ratios powered by analytics and AI.

✅ Stronger governance and compliance across the underwriting and claims lifecycle.

💡 Successful delivery of complex transformation programmes, including policy administration system (PAS) and claims platform implementations.

🤝 Improved customer experience through faster decisions and clearer communication.

💰 Reduced leakage and claims costs through better triage, fraud detection, and operational controls.

Why us?

We bring cross-functional expertise across actuarial, operations, analytics, and technology to deliver underwriting and claims transformation that sticks. Whether you're launching a digital roadmap, transitioning platforms, or refining processes and controls, our team delivers pragmatic, insight-driven solutions aligned to your goal.

Our Work

Client Engagements

Take a glimpse into our recent client engagements, where we've made a tangible impact:

Part of a large pricing and portfolio modeling change program with a team of over 20 people assisting the project.

Insurance Company

Created multiple Power BI dashboards to represent claim movements and reserve estimates.

MGA

Assisted in RMS version upgrade project to perform validation on results between two RMS model versions (v21 and v17).

Reinsurance Business

Contributed to year-end audits and delivered projects on tight deadlines for a global consulting company.

COMPANY X

Supported end-to-end PAS implementation, focusing on actuarial calculations and comprehensive testing.

Software Company

Developed a financial model to demonstrate the benefits of a loan calculation.

Start up

Built a companion model in Python and rigorously tested it against existing software.

Life Insurance Company

Created a financial model for a life settlement company, enabling them to raise funding exceedin

Life Settlement Company

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Blogs

Business Transformation in Catastrophe Modelling

How AInsurCo helped a global insurer modernise catastrophe modelling systems and extract long-term value—despite project discontinuation.

How Technology is Impacting Life Insurance in the UK

How AI, cloud, and embedded insurance are revolutionizing UK life insurance in 2025.